NMLS #244778·DRE #01516868·Torrance & Hawthorne, CA
Licensed Private Lender · California

The financing partner who actually picks up the phone.

Private money, commercial, construction and multifamily loans — approved in 24 hours, funded in five to seven days. Real people, real numbers, since 2002.

Answered by a real person during business hours — or apply online any time.

NMLS #244778DRE #01516868BBB A RatingEqual Housing Lender
Indicative TermsAll Programs
Rate, from6.99%
Approval24 Hrs
Funding5–7 Days
Max Loan$75M

Private and institutional capital for luxury residential, commercial, construction and apartment properties.

Rates and terms shown are indicative, subject to change without notice, and subject to underwriting approval. This is not a commitment to lend.

$0M
Funded to Date
0
Average Days to Close
0.00%
Average Rate
0
Years, Since 2002
Why Borrowers Trust Us

Six reasons people call before they call anyone else.

Licensed, not just listed

NMLS #244778 and DRE #01516868 — verify us yourself on NMLS Consumer Access or the DRE license lookup, both linked in our footer.

We move at your pace

Most borrowers hear back within 24 hours and fund in five to seven days — not five to seven weeks.

Two real offices

Torrance and Hawthorne, California. Come in, or call and a person picks up.

A-rated with the BBB

Accredited Business status with the Better Business Bureau, current rating A.

Your information stays yours

We do not share applicant, broker or investor information with third parties.

24 years, $682M funded

In business since 2002, funding private, commercial, construction and multifamily loans across California.

Loan Programs

Four programs, one fast underwriting desk.

Every file is read by the same desk that signs off on it. No committee, no handoff to a branch three states away.

Private & Bridge

Private Loans

Fast private capital against luxury residential, commercial and apartment collateral when certainty of close matters more than rate.

Rate, from
6.99%
Funding
5–7 Days
View Terms
Hard Money / Bridge

Commercial

Short-term commercial bridge and hard money up to 90% of loan-to-cost, underwritten on equity and capacity rather than a scorecard.

LTC, up to
90%
Review
Case-by-Case
View Terms
Ground-Up & Rehab

Construction

Ground-up and rehab capital to $75 million that converts to a permanent, low-interest loan when the build completes.

Max Loan
$75M
LTC, up to
90%
View Terms
Multifamily

Apartments

Bridge and value-add financing underwritten on in-place and projected NOI, occupancy and unit mix — not collateral alone.

Rate, from
6.99%
Focus
NOI / Value-Add
View Terms
Referral Partners

Refer a client, keep the relationship.

Brokers and referral partners are paid on time, protected from disintermediation, and never shared with a third party. If your client comes back to us, they are referred back to you.

Submit a Referral
Top
Broker Commissions
0%
Info Shared w/ 3rd Parties
50
States in Our Network
Common Questions

Answered plainly, no fine print.

Still have questions?
(800) 943-1314

Yes. We're licensed under NMLS #244778 and DRE #01516868, and we're an accredited, A-rated business with the Better Business Bureau.

Most applications are approved within 24 hours, with documents signed and funds released in five to seven days from a completed application.

No. We do not share applicant, broker or investor information with any third party.

We're based in Torrance and Hawthorne, California, and primarily fund California real estate; our broker referral network reaches partners nationwide.

Call us at (800) 943-1314 and describe the property and timeline. We'll point you to Private, Commercial, Construction or Multifamily financing, or tell you honestly if it's not a fit.

Our programs are built for investment and business-purpose real estate — luxury residential held as investment, commercial, construction and multifamily. Call us with the specifics and we'll tell you straight away whether it fits.

Ready to talk about your deal?

Approved in 24 hours, funded in five to seven days. Call and a person picks up.

Call (800) 943-1314